When that 1% lottery commission isn't enough

WBZ-TV did an excellent investigation on Lottery agents who tried to claim huge winnings for themselves.

What was the best scene? Watching the Lottery investigators swoop right in like a drug raid and take out the lottery machine and the lottery tickets. I can imagine the conversation going something like this:

"We had a sting operation not long ago. The undercover agent discovered you had illegally tried to dupe a customer out of their winnings. Effective immediately, we are removing your machine and taking back all of your scratch tickets and electronic forms. Step aside, sir. CAN I HAVE YOUR ATTENTION, PLEASE? IF YOU HAVE ANY TICKETS IN YOUR HANDS, WE'D APPRECIATE YOU GIVING THEM TO THESE OFFICERS. THEY ARE NOT VALID."

The 1% commission in the title refers to the amount a lottery agent receives when they cash a ticket. If, in a book of instant tickets, a lottery agent pays out $726, they get a commission of $7.26. If you win $2.50 on a Keno ticket, the agent gets $0.025. If you win $250,000 on a winning MegaMillions ticket, the agent gets $2,500. Definitely not small change.

When an agent discovers they're not selling enough to get a decent commission, that's when they start to get shady and pull scams. The ones who do quite well with their commissions never try to pull such stunts as

giving you $100 for a $500 ticket

telling you a ticket is a losing ticket when it's actually worth a lot more

and

claiming the illicit winnings and then fleeing the country.

Meanwhile, how can you defend yourself in the first place? (OK, I might as well throw a bone to the finger-waggers who tell us the lottery is evil and preys on the poor. I guess these finger-waggers have no problem having the poor pay 60% taxes on cigarettes and being followed around at Whole Foods for potential shoplifting, right?)

1. If you should hit the Big One, SIGN THE BACK OF THE TICKET IMMEDIATELY.  This means the ticket is yours and yours alone - the "bearer instrument." If the corrupt agent tries to pass off the ticket and the signatures don't match, the Lottery will put up an immediate red flag. They also require positive ID - so if you're Ralph Malph and the ticket is signed Potsie Webber, not only will they not pay you, you have the additional chance of being arrested for forgery and uttering a false document.

2. MAKE A PHOTOCOPY OF THE WINNING TICKET. This means both sides of the ticket (including your signature) should be copied for your records. This will also protect you should the corrupt agent attempt to call you a liar and try to weasel you out of your winnings by stating your ticket "won nothing." Better yet: any ticket over $100 should be photocopied, but claimed at the local Lottery offices.

3. If you've won over $600, YOU MUST CLAIM YOUR WINNINGS AT THE LOTTERY OFFICES. NEVER have the agent scan the ticket at the store - they know exactly what "FILE CLAIM" on a lottery machine means. This is why on scratch tickets, there are random "losing" codes on tickets over $600. (With the two new tickets they've put out, they've doubled the losing codes from 12 to 24, and the new codes thwart players who look for just the codes by putting in really good imposters for the ones between $20 and $500.) Details from the Lottery website here.

4. If you happen to be the unlucky soul who gets $5 when they should have gotten $500, DON'T HESITATE TO CONTACT THE LOTTERY.   If you're ever in doubt, DON'T CASH IN THE TICKET. Don't hand it to the agent, don't let the agent intimidate or sweet-talk you into handing it over. This is a sign to leave the store and contact the Lottery - the best is to contact Lottery Headquarters here (scroll down to Lottery - the phone number to report agents or for general information is below) or, if you prefer email, contact the lottery at webmaster_at_masslottery_dot_com.  Judging by the speed and ferocity of this state agency, Lottery investigators don't take kindly to being cheated.

Many of the lottery agents I've dealt with are fantastic and they are honest. Just remember to be alert, and you should do just fine.

SCAM ALERT - Back Bay Station

WARNING FOR PEOPLE WHO USE BACK BAY STATION:

We know this is a long weekend, and with the nice weather everyone from the suburbs is streaming in to enjoy it.

Our experience involved a casually dressed young woman, white, slightly chubby about the mid-to-older 20s, asking us for change at the Station News Store.

When we responded by walking briskly away, she sneered, "go ahead, run away." Then she tried to approach us, AGAIN, until we shouted in a loud voice why she would be begging for change in a store. We actually repeated it twice so the cashier(s) could hear us and get attention, as it looked like there was another taller man accompanying her.

Had it been the Spare Change Guy, he would have simply gone onto the next person to give him change. Had it been another homeless person, many would simply say, "God Bless," even if you didn't have the money. When a damsel in distress says "go ahead, run away," and then attempts to approach you a second time, perhaps with a few accomplices, it's a sign that she's looking to help herself to a lot more than your change - and perhaps use her accomplices for compliance.

This is a scam. If you are ever approached by a person for help, and something isn't kosher or makes you very uncomfortable, say nothing, leave quickly, and contact the police. Put as much distance between you and the person as feasibly possible. If possible, attract attention to your situation so the proper authorities can be contacted.

We want to put this out as a public service, as we could have very well been robbed, or worse, injured. Tourists to the Boston area deserve to be as safe as possible, and we want to make sure they leave here with a good impression - not one where Boston is a place where scammers relieve them of their wallets and our good image.