3/20/2008

Ashmont Discount RIP

My father was a frequent customer at Ashmont Discount Home Improvement Stores in the 80s and 90s, but the store finally closed down around 2002-2004 because everyone else found
Lowe's and Home Depot to be much better.

Thus, the trucks and cranes duly rendered the store into rubble, and a mini-Staples will rise in its place. I like Staples - I consider it a toy store for geeks and admins - and it'll be easier just to take the Route 50 bus to get my allotment of rubber erasers and funky calculators, but I can bet you that my Dad is looking for a few drill bits and masking tape at the Ashmont Discount in the beyond.

3/10/2008

Beware with your RFID cards

If you have a Charlie Card, you know you can tap them and your fare gets subtracted (or you get a note, "Card good until end of the month").

Universal Hub offers this tidbit which is apropos of what has happened to me, i.e. your RFID chip, if it contains money, is extremely vulnerable. That is, someone with a cheap scanner can figure out your unique code, and take all your money.

It didn't happen to me with my Charlie Card. When my credit account came up for renewal, the company sent me one with an RFID chip.

Soon enough, I began to receive things in the mail I never ordered.

  • Five pounds of premium coffee, plus appropriate coffeemakers and grinders
  • Mystery books
  • Vitamins from a "neutriceutical" company
  • Subscriptions to the Disney DVD club AND Scholastic AND Baby Einstein
  • Auction trades
  • Stamps.com

I figured all this bogus activity started around the 2nd of February, right after I bought some breakfast at Burger King or put some money on a (seperate) Charlie Card. All of the previous charges before I reactivated the card were fine and what I expected, but soon after the RFID card got activated, the fun started.

The credit card company has been outstanding in these travails. They cancelled my previous card, and gave me a new card, and refunded my money, but the new card also has new fraud charges popping up on them as well, either previous charges from the old card, or they simply got a hold of the new card. Think of those pop-up ads with spam, and then consider every time they do pop up, you get charged for it.

The one good thing about this is that these aren't huge charges - none of them were over $50. The companies I have dealt with understand completely, and they have been very nice about closing the previous (fraudulently opened) accounts.

The lesson I learned is no matter how safe and how careful you think you are in your accounts, think again. At first, I blamed myself - I was the victim of theft, even this type of petit larceny. Then, as more things came and I was able to say, "nope, not mine, close the account" I felt good, as it gave me hope that, yes, I was a victim, but no, I wasn't going to be passive about this - this a battle that affects not just me, but many others like me. Identity theft is no joke, especially when you have to consider all the man-hours of collecting information, calling the card companies, calling the businesses to close the accounts, being ultra-vigilant about new charges, contacting your credit reporting agencies - it's a huge pain in the ass, but well worth the difference between having your good name and credit history intact and having someone on their way to Tahiti while your available credit is zero.

When I was in 7th grade at Latin Academy, I had a bully attempt to extort money from me. The kid kept on picking on me and taking my money until I got fed up enough to go to my guidance counselor. I was scared shitless, crying, fearing retribution, but once he got suspended, six other kids told the exact same story, and the person was expelled later in the year. The headmaster and assistant headmaster were proud of me coming forward, and behind the scenes, the kids were grateful that someone came forward.

It might be cool for the jerk/scammer/script kiddie who swipes your credit card numbers, but the damage can be limited or minimal if you act immediately. Being a victim of any crime merits immediate action, even if you or the person who did it think it's minor. Not every battle or war requires bullets or guns, but depends a lot on keeping your wits (not panicking) and keeping a paper trail.

3/03/2008

Chuck E Cheese - it's trashtastic!

If you're a parent and you want to take your young'uns to a place where food and arcade entertainment mix pleasantly, may I suggest Dave and Buster's? (There are none in Massachusetts, but the closest one is at Providence Place in Rhode Island. Perhaps the element of gambling and not getting money back is a bad thing in Massachusetts?)

The food is a little more expensive, but at least you'll have the peace of mind not watching fistfights, intergang battles, fat white trash women arguing with skinny black gangbanger boyfriends (permascowls and cocked hats optional) while smacking their mixed-race spawn, and the mediocre pizza. Maybe the element of Fight Club and how the lower middle classes live is what draws this type of clientle; maybe other Chuck E Cheese franchises across the nation are more well behaved. I've never been to one.

However, as the night wears on, the clientele at D&B's becomes more adult, but not so much so that it requires a flak jacket and bail money.

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